The costs of accommodation, transport and entertainment are fairly high, but expats who take the time to investigate the cost of living in the United Kingdom will find plenty of discounts around.
Cost of accommodation in the United Kingdom
As is the case for expats all over the world, a significant portion of their income will be spent on accommodation. Renting doesn’t come cheap, especially in London, but most expats still choose this over buying property in the UK, which is much more expensive. Renting a furnished two-bedroom apartment in the London averages about GBP 1,900 per month, with large price variations between different areas. Rent in other big cities such as Manchester, Birmingham or Leeds will be a little more reasonable.
Some students and expats rent a room within a larger house. It is possible to rent a room in London for around GBP 400 per month. House-shares are also a great way to meet other young people.
Utility costs vary depending on the size of the property. The average cost of water and electricity is around 140 GBP per month. Heating costs average around 80 GBP per month, but increase considerably during winter, particularly in a drafty older property without proper insulation.
Cost of education in the United Kingdom
Expats with temporary residency in the UK will be eligible to send their children to a state school at no cost. Standards vary considerably and the better state schools tend to be located in more affluent areas. At more popular schools, admission is restricted to students living in a particular catchment area. Parents will be required to pay for uniforms, stationery and school excursions.
British private schools, or independent schools as they are commonly called, charge high fees. Parents should expect to pay between 5,000 GBP and 8,000 GBP a term. These schools usually offer a higher standard of education and a host of extracurricular activities.
Cost of transportation in the United Kingdom
The United Kingdom is served by a national network of trains and long distance buses, but with the growth of low-cost airlines in Europe it is also possible to fly between cities at very reasonable prices.
Train travel in the UK can be expensive. On average, a return train fare between London and Manchester costs around GBP 70. Travellers can save money by booking the journey well in advance or by investing in a railcard.
Travelling by long-distance bus in the UK is a more economical option. A one-way trip on a National Express bus from Birmingham to Manchester will cost around 18 GBP, but fares can be as low as GBP 7 if booked in advance using a Coach Card.
Cost of healthcare in the United Kingdom
One of Britain’s greatest assets is its National Health Service (NHS). Public healthcare in the UK is free to all British citizens and expats from countries such as Australia, New Zealand and EU member states that are exempt from healthcare payments because they have reciprocal healthcare agreements with the British government. Emergency healthcare on the NHS is also free to all expats living in the United Kingdom. Anyone who has lived in the UK legally for 12 months or more when starting treatment is entitled to free heathcare on the NHS.
The United Kingdom also has some excellent private healthcare facilities and private healthcare is the best option for those who want to avoid long waiting lists and are happy to pay for speedier service. The cost of private health insurance varies according to how comprehensive the policy is and the state of an individual’s health. Prominent healthcare providers include Axa PPP, Bupa and Allianz.
Cost of living in the UK 2016
(Prices vary across the UK – these are average costs for London in July 2016. Prices may vary depending on product and service provider)
Accommodation (monthly rent in a good area)
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Furnished 2 bedroom house
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GBP 3,200
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Unfurnished 2 bedroom house
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GBP 2,800
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Furnished 2 bedroom apartment
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GBP 2,500
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Unfurnished 2 bedroom apartment
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GBP 1,950
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Food and drink
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Milk (1 litre)
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GBP 0.90
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Cheese (500g)
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GBP 5
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Dozen Eggs
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GBP 3.40
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White Bread
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GBP 1.20
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Rice (1kg)
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GBP 1.25
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1 packet of cigarettes (Malboro)
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GBP 9
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Transportation
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City centre bus/train fare
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GBP 2.50
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Taxi rate per km
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GBP 2.75
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Petrol/gasoline per litre
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GBP1.25
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Eating out
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Big Mac Meal
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GBP 5.70
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Coca Cola (500 ml)
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GBP 1.80
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Cappucino
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GBP 4
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Bottle of beer
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GBP 5.50
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Three course meal at a mid-range restaurant
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GBP 40
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Utilities
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Internet uncapped ADSL per month
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GBP 30
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Mobile call rate (mobile to mobile per minute)
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GBP 0.29
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Electricity (average per month for standard household)
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GBP 85
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